Oriental Bank Mastercard Credit Gold empowers you to experience a world of convenience, security, and rewards. Earn cashback on every purchase, access exclusive lifestyle privileges, and shop or travel confidently with worldwide acceptance and advanced fraud protection. It’s more than a card it’s your gateway to smarter spending and premium experiences.
Can be used for purchases in millions of locations worldwide, online and offline.
Fast and secure transactions without swiping or inserting the card.
Earn rewards on everyday spending that can be redeemed for travel, shopping, or cashback.
Timely payments help improve your credit score over time.
Option to pay in full or in installments, depending on your financial plan.
Access exclusive discounts and offers at privileged merchants.
Easily manage and control your card usage via the mobile banking app.
Assistance with fraud resolution and transaction dispute handling.
Receive instant alerts for every transaction to stay informed and secure.
Advanced fraud protection with EMV chip technology, which provides enhanced security by generating unique transaction codes for each purchase, making it extremely difficult for fraudsters to clone your card or use stolen data.
Please refer to the video below.
| Service Descriptions | Primary Card | Supplementary Card |
|---|---|---|
| Annual Fee | $50.00 | $20.00 |
| Cash Advance | 2% minimums $5.00 | 2% minimums $5.00 |
| Interest Rate | 1.5% per month | 1.5% per month |
| Card Renewal (expired card) | Free | Free |
| Card Replacement | $10.00 | $10.00 |
| Foreign Currency Conversion Fee | 2% | 2% |
| Late Payment Fee | 5% of unpaid minimum amount due or USD10, whichever is higher | 5% of unpaid minimum amount due or USD10, whichever is higher |
| Purchase daily limit | USD 50,000 | USD 50,000 |
| Cash Withdrawal daily limit | USD 3,000 and 50% of credit limit | USD 3,000 and 50% of credit limit |
| Card Validity | 5 years | 5 years |
*Terms & Conditions Apply
