NEST ACCOUNT for Business

TYPES OF FIXED DEPOSIT ACCOUNTS

c-Nest (Interest on Maturity)

It is a classic option for clients looking to receive their interest payout on maturity.

c-Nest Silver (Monthly Interest)

It gives our clients the option to receive the predetermined interest payouts every month, earned on their deposit amount. It works best for clients who prefer to receive a passive income every month.

BENEFITS

Different products customized to suit your needs. Be it Interest On Maturity, Monthly Interest, or Advanced Interest.

Competitive Interest Rates

Sole proprietorship/Partnership:

ID card/passport
Business license, registration letter from Ministry of Commerce (MOC), insurance license, registration letter from Ministry of Economy and Finance (MOEF), Patent, VAT certificate.
Specimen card of the bank.

Registered organizations/ associations/ societies/ companies etc.

Identity card/passport of all authorized signatories
List of the Board of Directors/Committee members
Company's certificate of incorporation or registration business license, registration letter for Ministry of Commerce (MOC), insurance license, registration letter from Ministry of Economy and Finance (MOEF), patent, VAT certificate. Memorandum & Articles of Association (M&A)/By Laws/Rules & Regulations Duly signed copy of the copy of the Account Rules and Specimen card of the bank by the authorized signatories

INTEREST RATES

Feature	Interest on Maturity		Monthly Interest
Product Name	c-Nest		c-Nest Silver
Currency	KHR	USD	KHR	USD
Minimum Deposit	4,000,000	1,000	20,000,000	5,000
Tenure
1 Month	-	-	-	-
3 Months	3.50%	2.50%	-	-
6 Months	4.75%	3.50%	4.00%	2.75%
9 Months	5.25%	4.00%	4.50%	3.25%
12 Months	5.50%	4.50%	4.75%	3.75%
18 Months	-	4.75%	-	-
24 Months	-	5.00%	-	-

*Terms and Conditions

Note:

Interest on the Fixed Deposit Account is subject to withholding tax: 6% for resident and 14% for non-resident.
Interest on Maturity – Interest income will be credited into the customer's account on the maturity date.
Monthly Interest – Interest income will be credited into the customer's account on a monthly basis.
Advance Interest – Interest income will be credited into the customer's account on the date the account is opened.
Pre-mature withdrawal –No interest income will be issued to pre-mature withdrawals within the first 3 months. Interest rates from Everyday account will apply to pre-mature withdrawals above 3 months until the maturity date. For monthly/advance interests, such interest income that have been credited prior to the pre-mature withdrawal of the placement will be deducted from the principle before it is released to the customer's account.

Term	Minimum Deposit amount		Annual interest rate
	Minimum Deposit amount		Withdraw Maturity
	KHR	USD	KHR	USD
12 Months	4,000,000	1,000	1.50	1.00
18 Months			2.50	2.25
24 Months			3.50	3.20
36 Months			5.50	4.00

FREQUENTLY ASKED QUESTIONS

Saving Plan	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000	Package $2,000
Child's Grade or Age	ចំនួនទឹកប្រាក់ត្រូវសន្សំប្រចាំខែ(ចំនួនប្រហាក់ប្រហែល)
1 month - 1 year old	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10
1 month - 1 year old	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10
2 year old	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10	$10
1 month - 1 year old	$10	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20
1 month - 1 year old	$10	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20
1 month - 1 year old	$10	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20
1 month - 1 year old	$10	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20